Agreed. Talk to an independent dealer so they can compare rates among different companies. Progressive can do this online also, I believe.

I think Progressive will likely give you better rates than GEICO will (doesn’t mean they will be the BEST rates possible). I’ve been with Progressive “on and off” from ages 18-21 (tough times, don’t ask) and was a steady customer from 22 to present (i’m 25). They were the only company that would insure an 18 year old driver and I’ve never had an independent agent. I pay about 960 a year (renews every 6 months so its like 480) currently with automatic payments from my account. I’m in Colorado with a 98 Chevy Blazer 4×4 with full coverage and not financed. My license has been suspended for no insurance in a no-fault accident, and I have a speeding ticket for 60 in a 35 to give you an idea of my record.

If I were you, I’d talk to an independent agent, give him your needs and all your information, and let him find the company best suited to fit your needs.