Get loan from bank first, go to dealer second. You also get better rates this way.

Not all agencies will deny you, but you might want to give a larger down payment so the financial risk is lowered. Go to: this has the best information on buying a car… whether its new or pre-owned. Good luck!

I guess the only way would be for your brother to borrow the money as a personal loan, and lend it to you.
When I lived in Spain, with my excellent credit rating, having had credit cards for decades, I was not able to get a credit card with a Spanish store (I wanted it so I could get free parking!) I actually tried it with two different companies. They both said I had to be a Spanish citizen.

until you are a permanent resident the bank that loans that money has no way to assure you will remain in the country long enough to pay off the loan

It sounds like you weren’t denied the chance to buy a car, but denied the financing for it.

If you’re working and your brother is working, go to your bank and credit union and check into car loans. You can be turned down for credit for any reason except racial discrimination.

That’s dealer policy. go to another dealer selling the same car and they very well might sell it to you.

I don’t know why the do that, it’s probalby an insurance thing.