Comments on: Can my wife and I qualify for an FHA loan with her good credit and my poor credit history? http://www.carhistoryblog.com/can-my-wife-and-i-qualify-for-an-fha-loan-with-her-good-credit-and-my-poor-credit-history Free Car History Reports and Car Buying Guides Tue, 22 Jun 2010 17:31:06 +0000 hourly 1 http://wordpress.org/?v=3.0 By: Caffeinated Content http://www.carhistoryblog.com/can-my-wife-and-i-qualify-for-an-fha-loan-with-her-good-credit-and-my-poor-credit-history/comment-page-1#comment-334 Caffeinated Content Thu, 04 Mar 2010 20:01:12 +0000 http://www.carhistoryblog.com/can-my-wife-and-i-qualify-for-an-fha-loan-with-her-good-credit-and-my-poor-credit-history#comment-334 <a href="http://mycaffeinatedcontent.com">Create a video blog</a> Hi, I used "Credit Solution" to settle my debt and improve my credit score.They managed to reduce my debt up to 58% .It's legitimate.I came across this company on NBC News.Check it out here: Create a video blog

Hi,

I used “Credit Solution” to settle my debt and improve my credit score.They managed to reduce my debt up to 58% .It’s legitimate.I came across this company on NBC News.Check it out here:

]]> By: <a href='http://kansieo.com'>Kansieo.com</a> http://www.carhistoryblog.com/can-my-wife-and-i-qualify-for-an-fha-loan-with-her-good-credit-and-my-poor-credit-history/comment-page-1#comment-333 Kansieo.com Thu, 04 Mar 2010 03:31:27 +0000 http://www.carhistoryblog.com/can-my-wife-and-i-qualify-for-an-fha-loan-with-her-good-credit-and-my-poor-credit-history#comment-333 <a href="http://mycaffeinatedcontent.com">Create a video blog</a> As long as your credit report has been updated to show the debt is paid, or you have the documentation to prove this, your combined debt ratio will have been improved. Paying off debt does not immediately raise your credit score. In fact, too many inquiries into your credit can lower the score. Avoid allowing multiple Lenders to order your credit report. Having one Lender pre-qualify the both of you would be helpful to determine what loan amount would keep you in the FHA Guidelines of the Sate and County you are purchasing in, along with the Back ratio (Total income divided into all monthly debt including the TOTAL proposed home payment) Create a video blog

As long as your credit report has been updated to show the debt is paid, or you have the documentation to prove this, your combined debt ratio will have been improved. Paying off debt does not immediately raise your credit score. In fact, too many inquiries into your credit can lower the score. Avoid allowing multiple Lenders to order your credit report. Having one Lender pre-qualify the both of you would be helpful to determine what loan amount would keep you in the FHA Guidelines of the Sate and County you are purchasing in, along with the Back ratio (Total income divided into all monthly debt including the TOTAL proposed home payment)

]]> By: Create a video blog http://www.carhistoryblog.com/can-my-wife-and-i-qualify-for-an-fha-loan-with-her-good-credit-and-my-poor-credit-history/comment-page-1#comment-332 Create a video blog Mon, 01 Mar 2010 09:18:12 +0000 http://www.carhistoryblog.com/can-my-wife-and-i-qualify-for-an-fha-loan-with-her-good-credit-and-my-poor-credit-history#comment-332 <a href="http://kansieo.com">Create a video blog...instantly.</a> You can get a loan based solely on her credit report which would save you a lot right now. I don't know about FHA but if it is a first home then you should be able to. Create a video blog…instantly.

You can get a loan based solely on her credit report which would save you a lot right now. I don’t know about FHA but if it is a first home then you should be able to.

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