Get a credit card from local bank and pay it in time. You also can use this service to avoid common mistakes while buiding credit and pre-estimate future scores for different scenarios of payments – credit-report-free.totalh.com

The answer that refers to “secured” credit cards appears to be correct.

The answer that refers to pre-paid credit card is completely and utterly wrong. Pre-paid credit cards do not build your credit at all.

First thing don’t apply anymore for regular credit card. You will be rejected and will affect your score more.

You should start with a bank secured credit card. Easy way to approach your banker where you have checking /savings account and ask for secured credit card. They will issue credit card against savings account in the bank. Then start using the card and try to avoid any mistakes.
Refer to article below for more details.

Go to Target or any one of those stores and get a prepaid card that you put money on, and then pay off, and build up your credit that way. My mom is in banking, thats what she said.